May 22, 2026

Senate Pressure on SBA Sheds Light on the Merchant Cash Advance Industry

A Senate letter to the SBA is raising questions about whether tariff policies and MCA refinancing restrictions trapped small businesses in high-cost debt with no way out. Here's what it means for business owners managing merchant cash advances right now.

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May 22, 2026

What Happens When You Default on an MCA — And Why You Have Less Time Than You Think

If you're behind on MCA payments or worried you're about to be, the legal cascade that follows default is faster and more aggressive than most business owners realize. This article walks through what actually happens after default, why the moves merchants instinctively make to slow the bleeding make it worse, and the restructuring window that closes once enforcement begins.

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