STOP burning your cashflow on Merchant Cash Advances. Lower your daily/weekly payments by up to 50% without defaulting.
We help you pay off your MCA balances through to the end of the term. At the same time, we offer you a lower payment that typically turns out to be 20% - 50% lower than your initial daily payment.
Take 10 minutes to fill out our online application.
We do not check your credit when you apply with us.
Lower your total MCA payments by up to 50%
Pay off your balance and end up with cash on top.
A Reverse Consolidation is a smart way to refinance your business cash advance debt.
When daily and/or weekly debt payments are stifling your business cash flow, it’s hard to operate your business. The reason is because the fast pace repayment for advances is creating a situation where your debt servicing is higher than your profit margin.
This means that it’s only a matter of time before you can’t make your advance payments and/or payments for your regular business expenses, like rent, payroll, or inventory.
Did you know? If you default on your current MCA obligations, you will not be able to obtain private financing for your business.
We strongly advise against defaulting on a Merchant Cash Advance because it hinders your ability to borrow in the future. Our program works you out of multiple cash advance positions without negotiating or modifying your agreements with the original lenders.
A Reverse Consolidation gives your business the money to sustain current MCA obligations, while at the same time lowering your actual MCA payments.
When it comes to Consolidating Merchant Cash Advance (MCA) debt, you have 3 options. We have seen all sorts of businesses throughout the years, all with different amounts and positions of MCA debt. Each situation is different, but there is one constant trait; every business owner wants to get out of MCA debt! Here are the options that you have based on likelihood of approval and program quality, all of which don’t include debt restructuring (defaulting on the MCA funder).
Every business owner has a reason as to why they needed to borrow a cash advance in the first place. Whether it be to pay off some bills, expand, use for payroll etc, but no one expects to get into a cycle of borrowing more and more expensive money
Do you have multiple MCA’s? MCA’s can be a great fit for when you really need cash quickly, but most times business owners find out that the quick payback of MCA’s stifle cash flow. When someone wants to ‘get rid of the MCA’s’, what they actually need to do is ease up their cash flow drain. A Reverse Consolidation is the way out of feeling the pressure of MCA payments.
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